The cost of care for an average family covered by anemployer-sponsored PPO is $23,215 this year, according toMilliman's annual medical index.

Though the amount families pay for health coverage has more thandoubled over the past decade, there is slightly better news thisyear: The 5.4 percent growth rate over last year is the lowestannual change since Milliman started keeping track in 2002.

According to the actuarial firm, employers pay the largestportion of health care costs, contributing $13,520 per year, or 58percent of the total. The employee picks up the rest of the tab viapayroll deductions ($5,908) and out-of-pocket costs ($3,787).

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