Talk about a gloomy outlook: retirees are far less optimistic about having enough money to last through retirement, their viewpoint colored by concerns over inflation and economic stagnation. 

That turn toward pessimism colored the second-quarter results of the Wells Fargo/Gallup Investor and Retirement Optimism Index, which dropped eight points to +29 from the +37 recorded in February. The optimism of retired investors for the earlier period fell by 17 points, from +41 to +24, driving down the index as a whole.

Non-retirees, on the other hand, felt pretty much as they had during the first quarter, with their optimism down only slightly. They clocked in on the quarterly survey at +31, compared with +35 in February.