Appellate courts have been all over the map recently in determining when ERISA supersedes state laws in claims against employers.
In a brief to its members, the ERISA Industry Committee examined four appellate court decisions in recent weeks that prove how complex the application of ERISA can be, and the challenges employers face staying in compliance with federal and state laws.
ERISA, as a federal law, supersedes all state laws that relate to benefit plans. But exceptions exist to state laws that regulate insurance, banking and securities, according to ERIC's brief.
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