Social media can be invaluable and it can be a huge waste of time.

A bazaar of ideas that too often brings out the most bizarre, its unrelenting stream of posts, updates and so on can easily overwhelm the untutored. Even its savvier users often struggle to sift for what's relevant and informative, ending up with what's inane and distorting.

How to get the most from Twitter, LinkedIn, Facebook and the rest? If you're in the retirement business, I think we might have the solution: our new Community Leaderboard, which you can now find on any article or commentary published in the retirement news section of

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