Parents determined that their children get a college education are digging deeper and paying more as student loans become less popular. But when parents tap retirement accounts to help their kids wear a cap and gown, they may not realize all the costs involved

That's according to new research from Sallie Mae and Ipsos, which found that 7 percent of families have helped cover college costs by taking dollars from retirement accounts this year, an increase from 5 percent last year. 

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