The American Benefits Council on Tuesday unveiled a raft of ideas on how to improve employee benefits over the next few years, including one to make it easier for employers to direct their workers to public exchanges established under the Patient Protection and Affordable Care Act.

The council's A 2020 Vision: Flexibility and the Future of Employee Benefits lays out the many ways in which the workplace and job market have changed, and proposes an approach to employee benefits that encompasses not only "health coverage and retirement savings, but also incorporates life insurance, disability and long-term care coverage in a much more integrated way."

The council noted that some people are now working well into what used to be retirement years, needing training to hone or acquire necessary skills. 

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