The implementation of the Patient Protection and Affordable Care Act has made most employers "rethink" their employee benefit offerings, including increasing employees' share of cost even more via consumer-driven plans.

According to Benefits Selling's 2014 Employer Survey, 70 percent of employers said PPACA has made them rethink their employee benefit offerings, compared to 30 percent who said the health care reform law hadn't had any impact on their offerings.

"PPACA definitely changed the way we think about benefits, to the point that we're actually implementing a marketplace exchange, using Aon's exchange," says survey respondent Maggie Peabody, benefit analyst at Orica, an Australia manufacturing and mining company with global operations. Peabody is based in Watkins, Colorado.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.