Spurred by time-saving devices such as smart phones and tablets,our pace of life has sped up. And enrollment is no exception.

In thinking about how to open this column, I took three minutesto look up the fact that Usain Bolt took 9.58 seconds in hisworld-record 100-meter run; it took Michael Phelps 49.82 seconds toset a world record in the 100-meter butterfly; and Abraham Lincolndelivered the Gettysburg Address in about two minutes. Add that allup and you have six minutes, which is about the time most employeeswho enroll online will spend making their voluntary benefitenrollment choices this fall.

Employees are making decisions that affect their financialsecurity in six minutes. But how can they be expected to make agood decision in that time, especially when faced with a growinglist of options?

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