Not since 2010 has the percentage of workers participating in an employment-based retirement plan risen, but in 2013 it finally did.

So says a report from the Employee Benefit Research Institute, which found that in 2013, the percentage of all workers rose from 2010's level of 39.7 percent to 40.8 percent.

The number of workers participating was actually the highest since 2007, hitting 64.2 million. And in general, according to EBRI, each category of workers was at its highest level of participation since the economic recession began in 2008.

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