Those putting money away for retirement may not need to save quite so much, partly thanks to the Patient Protection and Affordable Care Act and its provisions for prescription drug coverage.

That was the news in a report containing updated computer modeling by the Employee Benefit Research Institute of retiree health savings needs, which found that savings targets fell between 2 percent and 10 percent between 20132014.

That means that, for the relatively modest goal of wanting to have 50 percent of health care expenses covered by retirement savings, a man would need $64,000 and a woman $83,000. A married couple who both have drug expenses at the 90th percentile throughout retirement who wanted a 90 percent chance of having enough money saved for health care expenses in retirement by age 65 would find that targeted savings dropped from $360,000 in 2013 to $326,000 in 2014.