Nearly three-fourths (74 percent) of insurance brokers surveyed report observing double-digit rate increases since the Patient Protection and Affordable Care Act was enacted.

Brokers often are on the cutting edge of coverage and cost trends, which is why Benefitter surveyed more than 1,000 of them in late October. The San Francisco company helps brokers and employers identify new options in the individual health insurance market. The brokers surveyed represent companies with more than 1.2 million combined employees.

Seventy-eight percent of brokers have had clients drop group benefits in the past year. According to the survey results, "for some employers, health insurance is no longer affordable. For others, their employees can actually find more affordable options on the individual market.

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