Some people claim that retirees are better off than many think, because the Census Bureau's Current Population Survey fails to reflect most 401(k) or IRA holdings. 

Hogwash, the Center for Retirement Research said in a briefing released Tuesday.

It is true, it said, that the Census population survey dramatically under-reports 401(k)/IRA income, but the problem is largely concentrated among upper-income households, where most of that retirement wealth can be found. 

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