The Urban Institute has a new way to help struggling state pension funds looking to get back on track.

The nonpartisan nonprofit's "Build Your Own Pension Plan" is an interactive online tool that allows policymakers and researchers to plug in proposed changes to compare how they might influence their finances and benefits.

The same organization earlier this year released a pension report card in which no state got an "A," most earned a "C," four got "Ds" and Massachusetts flunked. 

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