For several years when I was a kid, I’d include two items on my Christmas wish list: a Teenage Mutant Ninja Turtle turtle shell toy and a Golden Retriever. I never saw either. Now, as an adult, I’m skeptical my Christmas wishes will come true — especially when it comes to health care. But that doesn’t mean a girl can’t dream, right? Here are five items on my Christmas list this year.

1. Reasonable health care costs

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