In the opening volley of this traditional Washington ping pong match, the president purposely serves a first volley he knows will be slammed right back. Why? We’ll leave the answer to the political pundits. Here’s the reality as it impacts retirement advisers and retirement savers: 

First, never pay attention to the government until legislation is actually drafted (but not yet passed). Then you know what deals have been made (or are more likely to be made). There’s also a definitive line in the sand drawn, so you’ll know whether to worry (and fight, if that’s what you do) or get excited (and promote it, if that’s what you do).

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