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Millennials with more wealth are more pessimistic about their retirement than those with less, a TD Ameritrade Institutional survey has found. 

The survey, which asked millennials about their plans for their financial futures, divided respondents into three groups: high-net-worth millennials, who have more than $500,000 to invest; potential HNW millennials, who have less than $500,000 of investable assets but earn more than $150,000 per year; and mass-affluent millennials, who earn less than $150,000 and have less than $500,000 to invest. 

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