Thanks in part of lower gas prices, seventy-six percent of people who have not yet retired are confident they will have enough savings to manage retirement when the time comes, a 21-point increase since the last index reading in the fall.

This is according to the latest Wells Fargo/Gallup Investor and Retirement Optimism Index, which also found that 56 percent polled have seen a noticeable increase in the value of their retirement accounts, as compared to 44 percent two years ago.

The index is based on responses from 1,011 investors, each with savings and investments of $10,000 or more.

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