When it comes to retirement saving, women start out behind and finish up that way.

That’s according to the annual Global Investor Pulse Survey from BlackRock, which found that fewer women (53 percent) than men (65 percent) have started saving for retirement.

They don’t catch up, either, and have accumulated less than half as much toward their golden years as men have — just $34,900, compared with men’s $76,800.

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