Social Security's 1,728 rules, written in gobbledygook and riddled with nasty traps, are duping Americans out of retirement benefits that they've earned — in some cases, amounting to hundreds of thousands of dollars.
So says Social Security expert Laurence J. Kotlikoff, Boston University economics professor and president of financial planning software company Economic Security Planning. He has served as consultant to the U.S. Department of Labor, Merrill Lynch and Fidelity Investments, among other institutions globally.
Kotlikoff's newest book, "Get What's Yours: The Secrets to Maxing Out Your Social Security," is an often humorous — that's right, humorous — guide on how to triumph over Social Security's gotchas and what the professor calls a deeply flawed system, which has thousands of other rules stemming from those basic 1,728. "Danger lurks," Kotlikoff writes.
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