Illinois Gov. Bruce Rauner. Photo: AP

If you want to see a template for the retirement plan of the future, check out the Secure Choice Savings Program enacted by the Illinois legislature in December.

Starting in 2017, all Illinois businesses with 25 or more employees must either: 1) offer a company-sponsored retirement savings plan; or 2) automatically enroll all workers age 18+ in a Roth IRA account within the state-sponsored plan.  

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