ORLANDO — When we talk about the ripple effects of the Patient Protection and Affordable Care Act, we do so primarily within the context of the broker community.

Sure, we also speculate about carriers, employers and to a smaller degree, all the third-party players in the benefits business, whether they're straight-up TPAs, enrollers or the techies touting ben admin systems. But we always seem to do so from the broker perspective.

But providers — and by extension, consumers — face as dramatically different a future as the rest of us.

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