Not just gender, but marital status figure into whether someone is saving enough—if at all—for retirement.

That's according to the 2015 Retirement Confidence Survey from the Employee Benefit Research Institute, which found that not just the act of saving for retirement, but the rate of saving is higher among married workers than any other segment of the population.

Unmarried women were the least likely to save, or save enough. While 45 percent of unmarried women reported having saved for retirement, just 37 percent said they had a defined contribution plan and only 25 percent reported having an IRA.

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