The 2009 plunge in the Dow Jones Industrial Average that came on the heels of the financial meltdown has left a lasting impression on Americans, most of whom still haven't returned to investing.

According to the Gallup annual Economy and Finance Survey, while the numbers have come up a tad from where they were in 2013 — at just 52 percent — their 2015 level, at 55 percent, is still down considerably from where they were in 2007, when 65 percent of Americans put money into the stock market.

All age groups lost ground among those invested in stocks — whether through individual equities, mutual funds or a 401(k) or IRA — but older people abandoned the market in greater numbers and are staying away longer, especially among middle-income-level households.

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