A survey of global investment trends shows retirement savers could be suffering from cognitive dissonance.

Almost nine in 10 U.S. investors expect strong returns from their portfolios in 2015, with a majority expecting a 10 percent return, according to Schroders Global Investment Trends Survey.

Yet those same investors say they expect to allocate as much as 41 percent of their portfolios to low-yielding investments, such as cash.

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