Which field you work in might make the difference between whether you have access to a retirement plan or not— and even how much you might be able to save.
Sound surprising? According to a study by the ADP Research Institute, which looked at nine different industry sectors to see who offered what (and who saved how much), the odds of your having a retirement plan are far better if you’re in manufacturing than in any of the other eight sectors.
Manufacturing employees are likely so fortunate because of the presence of unions in the sector, said the study, since “certain benefits may be contractually obligated.”
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