If you doubted all those rosy reports about how the economy isgetting better, you’re smart. Americans are having to postpone lotsof life’s important milestones, retirement included, because oflack of money—and the number is growing.

More than half of Americans (51 percent) have stalled on atleast one major life decision in the last year because of financialreasons, according to a Harris Poll survey from the AmericanInstitute of CPAs (AICPA). The bad news is that’s 20 percent higherthan it was in 2007 when a similar poll was taken.

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