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If you doubted all those rosy reports about how the economy is getting better, you’re smart. Americans are having to postpone lots of life’s important milestones, retirement included, because of lack of money—and the number is growing.

More than half of Americans (51 percent) have stalled on at least one major life decision in the last year because of financial reasons, according to a Harris Poll survey from the American Institute of CPAs (AICPA). The bad news is that’s 20 percent higher than it was in 2007 when a similar poll was taken.

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