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Even those who have plenty of cash—more than most Americans, in fact—are worried about how they’ll make out during retirement.

In a new LIMRA Secure Retirement Institute study, respondents—at three different levels of affluence: $500,000 to $999,999, $1 million to $3.5 million, and $3.5 million-plus—were surprisingly not all that confident about maintaining their lifestyle during retirement.

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