You know that old saw about women having to work twice as hardas men? When it comes to retirement saving, it’s pretty muchtrue—because they face handicaps that men don’t.

That’s according to a Financial Finesse report, “2015 Gender Gapin Financial Wellness,” which found that, although women are“slowly becoming better prepared for retirement,” there’s still aneed for progress because “they face even higher hurdles than mendue to longer life expectancies, higher lifetime health care costs,lower median savings and lower median income.”

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