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Very few consumers participating in the Patient Protection and Affordable Care Act exchanges appear interested in the high-premium platinum plans.  

Of the nearly 10 million who have bought insurance through the state marketplaces, only 332,000, or 3 percent, have opted for platinum plans, which have the highest premiums and the lowest deductibles, with insurers typically covering 90 percent of the cost of medical care, compared to 60 percent for the low-premium bronze plans. 

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