Are U.S. employees at last beginning to realize that insurancepremiums may not be the best, or only, way to pick a healthplan?

An Aflac study suggests that is exactly what is happening. Asenrollment time rolls around, Alfac reports that while mostemployees continue to evaluate plans based upon premiums, more arestarting to dig a bit deeper to see if they should in fact bepaying more attention to (and spending less on) thedeductible side of the equation.

The 2015 Aflac Open Enrollment survey reveals severalunsurprising outcomes: that employees hate having to choose a plan,that they’d rather be doing almost anything else thangoing through the annual enrollment drill, and thatthey tend to look first at what the monthly premium will cost themwhen they make the decision.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.