Not all states are created equal. Especially in how their residents manage money.

The kind folks at GOBankingRates.com looked into this aspect of financial literacy from top to bottom, checking out every state in the Union, along with D.C., and figured out where people were the smartest, moneywise.

They also figured out where they were, well, not quite so money-smart in each of three categories: use of banking services, saving and investing behaviors, and financial education policies within the state (or District).

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