Retirement is an emotional issue, as well as a financial one, and a new survey shows just how emotional it can be by exploding five commonly believed myths.

In a survey conducted in collaboration with the Stanford Center on Longevity, Fidelity Investments amassed data on the nonfinancial factors that weigh on people's decision about when to retire.

Some of these factors are how employees feel about their jobs and coworkers, their desire to spend time with family and grandchildren, and their overall health and the lifestyle they want when they leave the workforce.

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