American businesses have long realized the added value thathealth wellness programs deliver. A healthier workforce translatesinto a number of business benefits: fewer absences, more productiveemployees, better employee retention, and less stress on theemployer-sponsored health insurance program. Likewise, employeesenjoy access to programs that improve their health. Today, 77% ofemployers that provide health benefits offer at least one wellnessprogram.

Yet when it comes to financial wellness, employers have yet tofully understand the impact that an employee's financial conditionhas on the bottom line. Just 6% of employees surveyed stronglyagree that their employer does things to help them manage theirfinances more effectively[i].

Financial strains among your employees can happen quickly.Accidents, illnesses or unexpected deaths can create a devastatingburden that can impact not just the employee, but also thebusiness. In a recent survey, 24% of employees say that personalfinancial issues cause distractions at work, and 39% spend three ormore hours a week thinking about or dealing with those issues whileon the job[ii].