Everybody wants to choose their own benefits.

A new survey of U.S. employers and employees by Liazon, acompany that runs a private benefits exchange,finds that 96 percent of employees said they'd prefer to choosetheir own benefits, even if many of them would no doubt appreciatea little help from experts.

Liazon is happy to report that employers it surveyed that useits private exchange report a number of improvement in benefitadministration.

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