Researchers have found evidence that increasing consumers' out-of-pocket health care costs may really mobilize them to make providers more budget-conscious.
Paul Fronstin, an analyst at the Employee Benefit Research Institute (EBRI), and Anne Elmlinger, an analyst at Greenwald & Associates, have published figures supporting the power of "skin in the game" in a report based on data from an Internet survey of about 2,000 U.S. adults with commercial health coverage.
Consumers who had high major medical deductibles were much likely to say they had engaged in cost-control strategies such as talking to doctors about prescription drug costs and about treatment options and costs than patients with low deductibles were.
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Allison Bell
Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.
