A year ago, major new Patient Protection and Affordable Care Act (PPACA) programs and health insurance rules were falling toward the health insurance community like a hammer. 

Today, the PPACA hammer may finally be touching the insurance community's hair.

Employers and insurers are getting ready to send out a blizzard of PPACA forms.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.