In his last State of the Union Address, President Obama acknowledged that saving for retirement "has gotten a lot tougher."

The new economy's itinerant nature means most workers won't aggregate retirement benefits with the same employer over the course of the careers, unlike many members of Congress, the President wryly noted.

While the speech was not exactly a call to elevate retirement policy to the top of Congress' agenda, the President did weave the theme of retirement savings portability into the larger notion of making the country more economically secure.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.