401(k)s have failed most Americans, says a new chartbook, and proceeds to count the ways.
The "Retirement Inequality Chartbook: The State of American Retirement," looks at 401(k) plans and how the retirement wealth they represent chalks up against the needs of an aging population and other changes in how retirees keep up with their bills.
The chartbook was written by Monique Morrissey from the Economic Policy Institute, a think tank that conducts research and analysis on the economic status of working America and includes on its board such luminaries as labor economist Teresa Ghilarducci of The New School for Social Research.
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