Gen Xers are just not ready, and they know it.

According to a new study from the Insured Retirement Institute, Gen Xers are not only deeply pessimistic about retirement but they're also poorly prepared.

In "(Don't You) Forget About Means: Third Biennial Study on Retirement Readiness of Generation X" from IRI, researchers found that only 24 percent of respondents are highly confident that they'll have enough money to support themselves throughout retirement.

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