Total 401(k) plan fees are trending downward, according to the latest edition of the 401k Averages Book.

The book, published since 1995, provides comparative 401(k) cost information for retirement plan advisors and financial professionals, including average revenue sharing, investment and recordkeeping fees for small, mid-size, and large 401(k) plans. And in this, its latest—16th—edition, the fee trend it reflects is downward.

The average total plan cost for a small retirement plan, one with 100 participants and $5,000,000 in assets, has fallen from 1.29 percent to 1.28 percent over the past year.

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