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In addition to major medical health benefits, benefits likedisability, group life insurance,dental and vision have become part of the standard benefits mix.These products help round out an employee’s benefits program andare increasingly expected by workers today. In fact, 95 percent ofcompanies offer dental and 83 percent offer vision, according to a2014 SHRM survey While these benefits are vital, they are onlya piece of the puzzle when it comes to financialprotection.

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