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In addition to major medical health benefits, benefits like disability, group life insurance, dental and vision have become part of the standard benefits mix. These products help round out an employee’s benefits program and are increasingly expected by workers today. In fact, 95 percent of companies offer dental and 83 percent offer vision, according to a 2014 SHRM survey While these benefits are vital, they are only a piece of the puzzle when it comes to financial protection.

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