There's a fundamental problem with how we make decisions about our health care. We don't shop around.

I'm not talking about emergency care, which represents less than 2 percent of the nation's $2.1 trillion in health care expenditures. Instead, I'm speaking about the more common, routine care such as screenings, diagnostic tests, lab work, doctor visits, physical therapy, and scheduled surgeries.

Today, when most of us are told by a doctor that we need a routine procedure, we readily comply, without first getting a second-opinion, or researching the quality of the facility or physicians, or checking on the price and out-of-pocket costs.

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