The Greek philosopher Aristotle once said, “The ideal man bearsthe accidents of life with dignity and grace, making the best ofcircumstances.” Today’s insurance experts might add that it’seasier to make the best of circumstances when backed up byvoluntary insurance.

But what type of voluntary insurance? That depends. Somevoluntary products are appropriate for all workers, but the needfor others varies by career stages and lifestyles. Let’s take aquick look at new, middle-career and home-stretch workers to seewhat types of voluntary insurance they need and why.

New workers

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.