Basic medical coverage is a big deal, especially to the millions of workers across the nation in hourly service jobs like staffing, retail, restaurants, and hospitality. In the last three years, employers have been mandated to make such benefits available and are required to comply with Affordable Care Act (ACA) regulations.

But offering affordable and meaningful benefits are not always the same. Meaningful benefits are no deductible plans, small copay plans, and first dollar benefits — plans that cover the day-to-day expenses and give hourly and lower-waged employees real access to care at an attainable cost.

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