Having a poor credit history can not only affect your ability to get a loan for a major purchase, it can also affect your ability to land a job that could improve your credit score.

The National Financial Educators Council of Silver Springs, Nevada, knew that many employers checked the financial backgrounds of job candidates. But it wanted to find out more, such as whether the results of the check had an impact on hiring and, if so, how great the impact was.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.