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A new tool aims to help with managing student loan debt, which endangers the retirement savings of not just younger people, but older ones as well. (Photo: Getty)

As student loan debt’s threat to retirement grows increasingly clear — at $1.3 trillion, it eats up resources that might otherwise go toward retirement savings — Fidelity Labs, the research and development unit of Fidelity Investments, is beta testing a tool designed to help.

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