One person is making the case that health benefits should be designed for employees in a way that mimics fiduciary rules on retirement savings. (Photo: iStock)

Most of the public conversations about health care these days revolve around what to do about the Affordable Care Act.

Hillary Clinton wants to build upon it, including the addition of a “public option” insurance program that will compete with private insurers. Supporters of Bernie Sanders want it to be ultimately scrapped and replaced with a single-payer system. Donald Trump says he will repeal it and replace it with “something much better.”

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