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In today’s workplace, many employees think enrolling for health benefits during open enrollment is mundane, which leads many to stay with the same benefits from the previous year. In fact, according to the 2016 Aflac Open Enrollment Survey, 90 percent of employees say they choose the same benefits year over year.1 However, as employees go through major life changes such as marriage, birth/adoption, job promotion or home ownership, they should be aware of how these life events affect their benefits selections. Recognizing this trend, brokers have the opportunity to educate their clients annually on how to encourage employees to thoroughly review their benefits selections, including voluntary insurance, to ensure they make changes that are aligned with their lives today, not yesterday. 

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