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In today’s workplace, many employees think enrolling for healthbenefits during open enrollment is mundane, whichleads many to stay with the same benefits from the previous year.In fact, according to the 2016 Aflac Open Enrollment Survey, 90percent of employees say they choose the same benefits year overyear.1 However, as employees go through major lifechanges such as marriage, birth/adoption, job promotion or homeownership, they should be aware of how these life events affect their benefitsselections. Recognizing this trend, brokers have the opportunity toeducate their clients annually on how to encourage employees tothoroughly review their benefits selections, including voluntaryinsurance, to ensure they make changes that are aligned with theirlives today, not yesterday.

With enrollment season right around the corner, now is theperfect time to reiterate to businesses that the following lifestages are reasons their employees should take stock of currentbenefits.

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