Arkansas is a state bucking the national trend. All 75 of its counties have at least three carriers offering Affordable Care Act marketplace plans. (Photo: iStock)

As three major insurance companies reduce their presence in the Affordable Care Act individual marketplace, a lack of choice for customers is becoming a major concern.

A new analysis of the individual marketplace by the Kaiser Family Foundation found that in 31 percent of U.S. counties, only one carrier will be operating next year. In another 31 percent of counties, only two will be offering plans.

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