Despite the overwhelming access to care and the falling uninsured rate, the high cost of health care coverage still makes it a struggle to make ends meet. (Photo: iStock)

The central achievement of the Affordable Care Act is hard to debate: The uninsured rate has dropped substantially.

And yet, as many critics are quick to point out, health care has not necessarily become more affordable for many of the people the law was intended to help. Many supposed beneficiaries of the law are still strained financially by steadily growing medical costs, as well as the high price of insurance that many of them were required by law to purchase.

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